Protecting Your Boats and Personal Watercraft in Marietta, Georgia
Watercraft Insurance Provided By Our Agency
Boats and personal watercraft are significant investments, but for those who love being on the water, they're well worth it. Even if boat insurance isn't required, protecting your vessel and crew is crucial.
Watercraft insurance covers boats, yachts, and personal watercraft with at least 25 horsepower motors. It offers protection against physical loss or damage, theft, and towing expenses. Depending on the policy, it may also include liability coverage for bodily injury to others, guest passengers operating the boat, and medical expenses for the owner and their family.
Boat & Watercraft Insurance
Key Benefits of Boat & Watercraft Insurance
Physical Damage Protection
Helps cover damage or loss to your boat or personal watercraft.
Theft & Towing Protection
Provides coverage for theft and eligible towing expenses.
Liability & Medical Coverage
Can help cover bodily injury, guest passengers, and medical expenses, depending on the policy.
What is Watercraft Insurance?
The Importance of Watercraft Insurance
The primary purpose of watercraft insurance is to provide liability coverage, which safeguards you in case either someone is hurt, or their property is damaged. It covers legal fees, medical expenses, and repair costs. Additionally, watercraft insurance protects against fire, accidents, and theft. Comprehensive policies cover all risks except those specifically excluded, such as wear and tear or freezing damage.
Customizable add-ons are available to tailor your insurance to your specific needs.
Types of Watercraft Insurance Coverage
Protection for Every Part of Your Boat and Watercraft
There’s a variety of Watercraft Insurance Coverage, and many can be insured under the same type of coverage
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Uninsured Motorist Coverage
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Property Damage Liability
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On-water Boat Towing and Labor
Off-Road Vehicle Insurance
Frequently Asked Questions
Boat insurance can cover physical damage, theft, towing, liability, and medical expenses, depending on your policy.
Yes, watercraft insurance may cover boats, yachts, and personal watercraft with qualifying motors.
Requirements vary by state and situation, but insurance can help protect your vessel, passengers, and finances even when it isn't legally required.
Already have Watercraft Insurance?
Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
Call our office or fill out the form below with basic information about your needs. We'll start your policy review and comparison right away!
Request Your Free Consultation
Information is power — and we’re here to make sure you have it. Our job isn’t just to sell insurance, it’s to help you understand your options, protect what matters, and make confident decisions for the people you love.